Will 2018 be the year of the annuity after all? At the beginning of last year I asked the question; “Was 2017 going to be the year of annuity after several years of decline in rates and popularity”. In early January 2018 I reported “annuities are still in the doldrums and there are few signs that things will improve significantly in the next few months”. However by the 2nd week ...
Blog and press cuttings
Was 2017 the year of the annuity?
Was 2017 the year of the annuity? – no it wasn’t When I wrote an annuity update for Professional Adviser in January 2017 I posed the question “Will 2017 be the ‘Year of the Annuity’?” [https://www.retirement-planner.co.uk/228904/228904] This was because it seemed that annuities might improve and there would be renewed interest in annuities. Now, nearly one year later I can look ...
Annuity conversation -
My faith in annuities has been restored following a brilliant call from a perspective client.
Recently, I received a call from a client who was researching the market for annuities and his interest and knowledge of the issues convinced me there is a strong case for annuities in the right circumstances.
Annuities - life after pension freedoms
Annuities - life after pension freedoms There are few people who like or understand annuities as much as I do, but that doesn’t stop me casting a critical eye over the annuity market. I hope I have been consistent with my support and criticisms of annuities over the last 25 years and I can sum up my view in one sentence: “There is a strong case for securing a guaranteed income ...
Interest rates up, annuities up!
With interest rates on the rise, annuity rates should increase as well.
But the question is by how much and when?
Is the Brexit glass half full or half empty
I am not in the business of making predictions of what the future holds for Brexit, but I think it is important to ask ourselves, and our clients, if we think the Brexit glass is half full or half empty because this will influence our approach to retirement advice.
Drawdown Workings (FT Adviser)
This is an article I wrote for FT Adviser on the workings of drawdown.
Income drawdown has become a highly complex area of advice and there are lots of things to consider when choosing how best to manage the available options.
While almost everybody understands what drawdown is, and advisers are more than confident in explaining the advantages and disadvantages, not all advisers and certainly not many non-advised customers understand what is actually happening under the bonnet.
The link will go straight to the article
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If you want to make the most of pension freedoms you should start planning ahead and make sure your financial affairs are in good shape in the years running up to retirement.William Burrows
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